One of the things I love most about being a Realtor is working with first time home buyers. I’ve always loved the educational aspect of real estate, and the engagement I get with clients. For me it is fun to outline the process from start to finish, beginning...
From SDAR and SDCCU Prior to buying a home, you should always consider several factors such as; Do I have stable income? Will I have the patience, time and resources to maintain a home? What is my monthly debt payments compared to my income? Do I have a reasonable...
What you need to know if you have one. There are several types of contribution-based retirement plan programs, and the 401(k) is the most common type of defined-contribution retirement plan. If the term 401K makes your palms sweat and seems confusing, you’re not...
You often hear about investing, but if you haven’t before, where do you start? It can seem complicated and confusing but it doesn’t have to be. Investing For the Long-Term The most important tip when starting out investing is to focus on your long-term...
Managing your money successfully can be difficult, including credit cards – credit only measures your debt but it is a part of life for most of us, and there are things you should be avoiding when it comes to your credit: Spending More For Perks Reward programs...
One of my peeves with the educational system is why we don’t teach kids about money management and investments. After all, if they taught it in school I’d have learned it and avoided mountains of debt while in college! The truth is we need to start...
