7 Tips For Smart Spending

7 Tips For Smart Spending

We all know holidays are the peak time for most people in terms of spending…but it’s easy to forget how much we spent now that they holidays are (long) over. It’s also easy to spend using a credit card, and if you have more than one those expenses...
5 Home Purchase Dealbreakers

5 Home Purchase Dealbreakers

Regardless of current market conditions, you’re likely to be able to negotiate on a home purchase if average time on market is 60-90 days are more, which means sellers tend to nail-bite and strongly consider price reductions if they haven’t done any...
Credit Refresher

Credit Refresher

If you took a quick quiz on all things Credit how would you score?  And why does it matter?  You’d be surprised how many home buyers go to apply for a loan and get a surprise when their credit is pulled by the lender.  Unpaid parking tickets and other disputes...
Four Costly Insurance Mistakes

Four Costly Insurance Mistakes

They say home is where the heart is, but it can also cost you if you make homeowner insurance mistakes.  The most common is not having enough coverage, but there are things you may be doing that make your premiums higher than necessary. According to insurance experts,...
How Do APR And Interest Rate Differ?

How Do APR And Interest Rate Differ?

It seems like a simple question, but a surprising number of people haven’t had the difference explained.  With any loan you see terms like “interest rate” and “APR,” and most of us think they’re the same.  The truth is they are slightly different and...
5 Ways To Save Gas Money

5 Ways To Save Gas Money

Summer’s the time for road trip fun, and according to AAA, in June gas was roughly 16 cents higher than the year before. Costs aren’t expected to change much – but to stay between $3.55 and $3.70 per gallon, throughout the summer. If you use the...